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PCI SSC Releases Small Merchant Guide to Safe Payments

PCI SSC Releases Small Merchant Guide to Safe Payments

With a significant portion of merchants switching to internet and cloud based processing, there is a greater risk of data breach. The Payment Care Industry Security Standards Council (PCI SSC), the same organization that creates the standards for PCI compliance, has released a Small Merchant Guide to Safe Payments. This document covers some of the risks that small businesses face and provides basic guidance on how to mitigate risk and make your organization a less desirable target.

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Mobile Coupons on the Rise

Mobile Coupons on the Rise

With the rise of mobile technology, mobile coupons are gaining a lot of popularity among merchants and consumers. In this article Mobile Coupon Tidal Wave by The Green Sheet, they speak of the rise of mobile coupons and the impact it has had on the industry. As mobile...

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What is a high-risk merchant?

What is a high-risk merchant?

We here at Agapay can help you. We have a large portion of our portfolio with high risk clients and have a fantastic relationship with them and our banks. With our hands on service and dedicated support team we make sure even our high-risk clients get the support they deserve to be as successful as they want to be!

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Businesses: Staying Data Driven

Businesses: Staying Data Driven

If you are a business owner, you know the wisdom of being data driven is essential to the success of your business. You cannot make decisions based on your feelings or mood, but with numbers. Today, there are a lot of ways for you to be sure that you’re on top of that...

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Are you a High-Risk Merchant? Here are 5 clues!

Are you a High-Risk Merchant? Here are 5 clues!

When looking to engage credit card payment processing services, it may come as an shock when the processor labels you a high-risk merchant. A high-risk merchant account is usually labelled so because the industry exhibits certain characteristics that make it risky to the processor and hence they have to assign the business this category to minimize their own risk. They will take in account the number of years you have been in operation, history of chargebacks, type of business and company financials among others. They will also take into account your personal credit history. The factor that most determines if you are high-risk is the type of business you operate. This will also affect the kind of rates you pay for every credit card transaction you process.

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Visa Eases EMV Chargeback Policy

Visa Eases EMV Chargeback Policy

The transition to EMV has been messy for many merchants. Visa, being a leader in the migration to EMV technology in the US has decided to ease the burden placed on small businesses. According to a press release to their investors dated June 16th, they've released the...

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