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Businesses: Staying Data Driven

Businesses: Staying Data Driven

If you are a business owner, you know the wisdom of being data driven is essential to the success of your business. You cannot make decisions based on your feelings or mood, but with numbers. Today, there are a lot of ways for you to be sure that you’re on top of that...

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Are you a High-Risk Merchant? Here are 5 clues!

Are you a High-Risk Merchant? Here are 5 clues!

When looking to engage credit card payment processing services, it may come as an shock when the processor labels you a high-risk merchant. A high-risk merchant account is usually labelled so because the industry exhibits certain characteristics that make it risky to the processor and hence they have to assign the business this category to minimize their own risk. They will take in account the number of years you have been in operation, history of chargebacks, type of business and company financials among others. They will also take into account your personal credit history. The factor that most determines if you are high-risk is the type of business you operate. This will also affect the kind of rates you pay for every credit card transaction you process.

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Visa Eases EMV Chargeback Policy

Visa Eases EMV Chargeback Policy

The transition to EMV has been messy for many merchants. Visa, being a leader in the migration to EMV technology in the US has decided to ease the burden placed on small businesses. According to a press release to their investors dated June 16th, they've released the...

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Agapay is on Facebook!

Agapay is on Facebook!

As part of our marketing efforts and as a way to keep our audience informed on current issues we post different content about our products, services and various company activities related to Credit Card Processing. With additional tips and tricks on how to maximize...

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Credit Card Security Features

Credit Card Security Features

When you take credit cards in person it is a good idea to ensure that your staff are knowledgeable about Credit Card Security Features. Buy knowing and understanding these features, merchants can help reduce the likelihood of card present fraud. A few good tips are to always check for a signature on the back of the card and to ask for ID to verify the signature.

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PCI DSS 3.2 Update Summary

PCI DSS 3.2 Update Summary

As they do every so often the PCI standards have been updated. For most businesses, things will continue to be business as usual. However, the updating of the standards is always a good time to evaluate your compliance status with PCI and make sure that your company...

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