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Is your flat rate really flat?

Is your flat rate really flat?

In our experience we’ve come across several companies and organizations that advertise a low, flat rate billing structure, making it an easy sell for these organizations to seem to beat the competition’s pricing. The difficulty is that what you see may not always be...

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How Credit Card Information is Stolen

How Credit Card Information is Stolen

As a merchant you have a responsibility to protect your customers sensitive data, yet every year we hear about massive data breaches and most people with a credit or debit card have received a replacement card due to a breach. While these types of large scale breaches...

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No One Likes Friendly Fraud

No One Likes Friendly Fraud

While most of the time, customers are one of your greatest assets -- they spend money, buy goods and help keep everything running-- sometimes an unassuming customer can create a lot of headache through friendly fraud. Friendly fraud occurs when the cardholder disputes...

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Fraudsters Move Online

Fraudsters Move Online

The migration to EMV has been difficult for many businesses and consumers. On the business side it has ranged from purchasing new equipment, and training employees and customers. On the consumer side, you may have received a new card, had to update all your payment...

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The Durbin Amendment and You

The Durbin Amendment and You

In one of President Trump’s Executive Orders, he ordered a review of the Dodd-Frank Act. This brought it back into the spotlight and put it at the forefront of many people’s minds. The Dodd-Frank Act was legislation passed by Congress in the wake of 2008 Financial...

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Processing Fees: They're Deductible

Processing Fees: They're Deductible

Tax season is here, and with tax season comes financial statements. If you have a merchant account, it’s very likely that you will soon be receiving your IRS form 1099-k from your processor. In a recent blog post we spoke about  what  the 1099-k is, what they show and...

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Should I Accept Debit?

Should I Accept Debit?

Debit card usage has been on the rise over cash payments in the past several years with adoption rates increasing significantly. According to a report by Euromonitor International, for the first time, globally in 2016 consumers spent more on debit and credit cards...

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Understanding Your 1099-K

Understanding Your 1099-K

One question that we’ve been asked frequently by our merchants and their CPA’s is in regards to the 1099-K. The 1099-K reports all card transactions (Debit, Credit and prepaid cards) that are processed on your behalf by your credit card processing company. According...

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Credit Card Processing | Payment Processing Service | Agapay