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Security

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PCI SSC Releases Small Merchant Guide to Safe Payments

PCI SSC Releases Small Merchant Guide to Safe Payments

With a significant portion of merchants switching to internet and cloud based processing, there is a greater risk of data breach. The Payment Care Industry Security Standards Council (PCI SSC), the same organization that creates the standards for PCI compliance, has released a Small Merchant Guide to Safe Payments. This document covers some of the risks that small businesses face and provides basic guidance on how to mitigate risk and make your organization a less desirable target.

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What is a high-risk merchant?

What is a high-risk merchant?

We here at Agapay can help you. We have a large portion of our portfolio with high risk clients and have a fantastic relationship with them and our banks. With our hands on service and dedicated support team we make sure even our high-risk clients get the support they deserve to be as successful as they want to be!

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Are you a High-Risk Merchant? Here are 5 clues!

Are you a High-Risk Merchant? Here are 5 clues!

When looking to engage credit card payment processing services, it may come as an shock when the processor labels you a high-risk merchant. A high-risk merchant account is usually labelled so because the industry exhibits certain characteristics that make it risky to the processor and hence they have to assign the business this category to minimize their own risk. They will take in account the number of years you have been in operation, history of chargebacks, type of business and company financials among others. They will also take into account your personal credit history. The factor that most determines if you are high-risk is the type of business you operate. This will also affect the kind of rates you pay for every credit card transaction you process.

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Credit Card Security Features

Credit Card Security Features

When you take credit cards in person it is a good idea to ensure that your staff are knowledgeable about Credit Card Security Features. Buy knowing and understanding these features, merchants can help reduce the likelihood of card present fraud. A few good tips are to always check for a signature on the back of the card and to ask for ID to verify the signature.

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PCI DSS 3.2 Update Summary

PCI DSS 3.2 Update Summary

As they do every so often the PCI standards have been updated. For most businesses, things will continue to be business as usual. However, the updating of the standards is always a good time to evaluate your compliance status with PCI and make sure that your company...

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What is PCI Compliance?

What is PCI Compliance?

More than likely if you've interacted with one of our staff, you've probably heard us talk about PCI Compliance, and you may have wondered, "What is it?" and, "Why do they seem to think it's so important?" The truth is that, yes it is important, but it's important to...

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How to Dispute Credit Card Transactions

How to Dispute Credit Card Transactions

As a merchant, it's possible that you'll see a credit card dispute at some point in your business. Many businesses for one reason or another have already experienced a customer disputing a charge and have had to deal with a "Chargeback". This week, however, we wanted...

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How Credit Card Information is Stolen

How Credit Card Information is Stolen

As a merchant you have a responsibility to protect your customers sensitive data, yet every year we hear about massive data breaches and most people with a credit or debit card have received a replacement card due to a breach. While these types of large scale breaches...

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Fraudsters Move Online

Fraudsters Move Online

The migration to EMV has been difficult for many businesses and consumers. On the business side it has ranged from purchasing new equipment, and training employees and customers. On the consumer side, you may have received a new card, had to update all your payment...

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