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Agapay Blog
April 30, 2021
Everything You Need To Know About Federal Regulations And High-Risk Merchant Services For CBD Payment Processing

Cannabidiols (CBD) have become so popular in the world of health and wellness. Since its introduction to the market, many online businesses have joined the league of CBD vendors. In 2025, the venture is estimated to rake a whopping $16 billion. It’s a fruitful business, and it’s no surprise that everyone is pitching in.  Establishing […]

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January 28, 2021
The Costs and Risks of PCI Non-Compliance

Data security is serious business, and failing to keep your customers’ data secure is not only bad policy, but can be very expensive in the event of a data breach. Many of you may have heard of the various standards for data protection, for example, for health records we have HIPAA, for online personal data […]

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April 17, 2020
All merchants need to know about mobile card readers

In the most recent years, you can already see how the purchasing behavior of customers continues to lean towards cashless payments. More importantly, the industry already predicts a booming trend towards cashless payment transactions by 2022, with card payments enjoying half of the payments pie.   On the other hand, there are more than 261 […]

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April 9, 2020
Getting to the Heart of Easter

Every year, the Christian faith celebrates a day that reminds them of the resurrection of Jesus after his crucifixion. This event is called Easter, which is also the commemoration of a 40-day season of fasting, sacrifice, and deep prayer.

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March 11, 2020
Void vs Refund vs Reversal: Here are the Basics

As upcoming merchants, you probably already heard the terms void, refund, and reversal when discussing payment transactions. Generally, all three are transaction methods that are initiated by the merchant and are meant to return money to the customer.

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March 5, 2020
8 Fascinating Questions to Ask About Payment Terminals

Merchants old and new usually have a one-track mind when it comes to their business, and that is to generate profit. One key component is to equip yourself with the capability to accept payments how, when and where your clients need. With the rapid expansion of payment technology, it’s easy to get lost in the buzzwords […]

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January 31, 2020
5 Groundbreaking Innovations that Will Rock the World of Payment Processing in 2020

If there is one thing that is definite in our very dynamic market, it is that payment processing and the ecosystem around it will always be evolving. Times change, our customer’s needs change, and the way merchants will serve their customers will also change in order to survive and sustain the business. For example, once […]

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January 31, 2020
5 Amazing Things You Probably Didn't Know About Mobile Payments

Gone are the days when customers would just rely on cash or their handy cards to make payments. We are now entering a very exciting stage of making purchases where mobile and online payments take center stage.  Mobile payments encompass another payment method that makes use of portable electronic devices such as tablets or mobile […]

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January 27, 2020
7 Ways An ‘Ill-Equipped’ Payment Processor Can Kill Your Business

Merchants should think of their business enterprise as a well-oiled machine: for it to run effectively and efficiently, all the best pieces must fall into place. We mentioned in one of our previous blogs that one of the most important pieces of the business puzzle are payment processors. As what the name pertains to, payment […]

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January 17, 2020
Difference Between Debit and Credit Cards: Do Credit Cards Really Hold an Advantage Over Debit Cards?

Another difference between debit and credit cards are the perks they offer. While credit cards charge higher fees, they offer rewards unavailable to debit cards such as discounts, travel points, and even cashback.

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January 15, 2020
The Future of Merchant Services: What to Expect in 2020

When we talk of merchant services, we refer to a range of financial services for business: the acceptance and processing of electronic payments; the behind-the-scenes process that allows merchants to accept payments; the service providers merchants work with; and the hardware and software needed to run the entire process.

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January 13, 2020
Income Taxation 101: All About IRS Form 1099 K

Form 1099-K is used to report income generated from Payment Card and Third Party Network Transactions. This was created under the 2008 Housing Assistance Tax Act to help ensure that businesses, particularly online retailers, are accurately reporting their income for tax purposes.

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AGAPAY - Transactions that give

Agapay was founded on the idea that payment processing should be ethical and give back to the community. In pricing, structure and service, we will always do our best to give the most value and maximize service.
Agapay is a Registered Partner/ISO of Elavon, Inc. Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN]
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