ACH transfers, on the other hand, is also a safe and common method for receiving payments. However, unlike credit card payments, ACH payments must be accompanied by bank account, as well as the proper routing information so that the transfer of funds can be initiated.
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We know the benefits of taking cards. Processing of payments using a debit or credit card is lightning fast and very secure. But if we go deeper, the full amount for what you charge a customer does not go straight from the credit card company and then to you, the merchant.
Reversing credit card transactions are a necessary part of dealing with customers, but it does come with some pitfalls if not understood correctly. Let’s explore this fascinating aspect of dealing with credit cards.
Credit has been around since 1750 B.C. The system of an object used to identify a customer is only about 100 years old. There were coins and medals, but in 1920 the first card was designed and it was made of cardboard!
Credit Card Processing: Key Players Credit card processing consists of different key players that are involved when it comes to authorization and settlement. These key players are the cardholder,...