Category: Credit Card

Understanding Cashback and its Perks

With the financial services market getting so thick and active, a lot of credit card companies and their partner retailers are scrambling to give out incentives to get more customers and retain their existing clientele. As shoppers, we have to pay more attention to these perks they are using so we can also enjoy them […]

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Is ACH better than accepting credit cards?

ACH transfers, on the other hand, is also a safe and common method for receiving payments. However, unlike credit card payments, ACH payments must be accompanied by bank account, as well as the proper routing information so that the transfer of funds can be initiated.

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Business Purchases: Debit or Credit card?

We’d like to hear from you on how you prefer to make business purchases! Schedule an appointment with us for more tips and solution for your business. Call us at (800) 644-3909 or send us an email to

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How Much Do I Pay for Credit Card Processing Fees? Part 1

We know the benefits of taking cards. Processing of payments using a debit or credit card is lightning fast and very secure. But if we go deeper, the full amount for what you charge a customer does not go straight from the credit card company and then to you, the merchant.

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Reversing a Credit Card Transaction: Is it really that bad?

Reversing credit card transactions are a necessary part of dealing with customers, but it does come with some pitfalls if not understood correctly. Let’s explore this fascinating aspect of dealing with credit cards.

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AGAPAY - Transactions that give

Agapay was founded on the idea that payment processing should be ethical and give back to the community. In pricing, structure and service, we will always do our best to give the most value and maximize service.
Agapay is a Registered Partner/ISO of Elavon, Inc. Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN]
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