As a merchant, it's possible that you'll see a credit card dispute at some point in your business. Many businesses for one reason or another have already experienced a customer disputing a charge and have had to deal with a "Chargeback". This week, however, we wanted to address the issue of what happens when you, as […]
As a merchant you have a responsibility to protect your customers sensitive data, yet every year we hear about massive data breaches and most people with a credit or debit card have received a replacement card due to a breach. While these types of large scale breaches get the most attention, there are other ways […]
The migration to EMV has been difficult for many businesses and consumers. On the business side it has ranged from purchasing new equipment, and training employees and customers. On the consumer side, you may have received a new card, had to update all your payment data, had to learn how to use the chip, then […]
A question we've received recently was whether Apple Pay, Samsung Pay, etc. (NFC) were secure, and where the liability fell. To explain this let's first explore how these payments work. Apple Pay and Samsung Pay are considered mobile wallets. On a capable mobile device, you setup your account information and enter your cards in the secure application, and once […]
